Sameer Khan — ARM-certified, 20+ year industry veteran — shops 200+ carriers across personal lines and high-risk commercial industries to get you the right protection at the right price.
With over 20 years of experience, Sameer Khan is the founder and Branch Director of TWFG Khan Insurance — a dual-operation agency serving both everyday Texans and complex, high-risk commercial businesses across the Gulf Coast and beyond.
Holding an ARM (Associate in Risk Management) designation from AICPCU, Sameer brings certified risk expertise to every client. His commercial practice specializes in industries most agents won't touch: oil & gas, maritime, construction, armed security, and PE-backed firms.
We specialize in protecting businesses that operate in volatile, compliance-driven environments where standard insurance simply isn't enough.
Comprehensive coverage for vessels, crew, liabilities, and marine operations. From Hull & Machinery to P&I and cargo — we know the water.
Smart energy sector coverage including blowout protection, equipment, environmental liability, safety, and regulatory compliance for operators and contractors.
Project-specific programs covering job-site accidents, equipment, contract requirements, subcontractors, and builders risk for Texas contractors and builders.
Coverage for equipment failures, supply chain disruptions, workplace accidents, and product liability for manufacturing and industrial operations.
Specialized liability coverage for armed security operations — including PSB-05 compliance, employee injuries, third-party claims, and Texas-specific requirements.
Federal and state-compliant trucking liability, cargo legal liability, fleet programs, and commercial auto for motor carriers of all sizes.
Tailored protection for fuel operations including environmental liability, underground storage tanks, pump equipment, employee coverage, and crime insurance.
Expert solutions for private equity portfolio companies — D&O, cyber, EPLI, M&A-specific coverage, and PEO compliance programs for investor-backed ventures.
Our team understands the urgency of your business needs — fast, accurate, compliance-ready certificates of insurance so your contracts and operations never slow down.
From core business coverage to highly specialized maritime and executive risk — we have the carrier relationships and expertise to place it all.
Foundational coverage for bodily injury, property damage, and personal liability arising from your business operations.
Protect construction projects from fire, theft, vandalism, and weather damage during the build phase.
Protection built for the reality of construction work — covering completed operations, job-site risks, and subcontractor exposure.
Legal compliance and financial protection for vehicle fleets, delivery operations, and business-use vehicles.
FMCSA-compliant trucking coverage for motor carriers — per-mile risk, cargo, and physical damage included.
Texas standard and non-subscriber workers comp programs with experience modification management and audit support.
Building, contents, and business income protection against fire, storm, theft, and equipment breakdown.
Excess liability above your primary policies — protecting against catastrophic claims that exhaust base limits.
Fuel operations coverage: environmental liability, underground storage tanks, pumps, crime, and employee coverage.
Physical damage coverage for vessels including collision, fire, sinking, and machinery breakdown at sea or in port.
Third-party liability for vessel operators — crew injury, passenger liability, cargo damage, and pollution.
Coverage for shippers, freight brokers, and motor carriers for loss or damage to cargo in transit.
Jones Act and USL&H coverage for maritime workers — seamen, harbor workers, and offshore crew.
Blowout, pollution, well control, and general liability for onshore and offshore energy operations.
Mechanical, electrical, and pressure equipment breakdown coverage for industrial and marine operations.
Personal liability protection for executives and board members — essential for PE-backed and growth-stage companies.
Data breach response, ransomware coverage, regulatory defense, and business interruption from cyber events.
Employment Practices Liability — covering wrongful termination, discrimination, harassment, and wage claims.
Errors and omissions coverage for technology, consulting, financial advisory, and professional service firms.
Surety bonds guaranteeing contract performance for construction, government, and commercial projects.
State-required bonds for contractors, auto dealers, freight brokers, and other licensed Texas businesses.
Strategic risk assessment, loss control programs, and carrier negotiation — beyond just placing a policy.
From first-time drivers to homeowners and families planning their future — we shop 200+ carriers to find you the best coverage at the best rate. Free.
Homeowners, renters, condo, landlord, and flood insurance for Texas residents. We compare top carriers to protect your biggest asset.
Personal auto, SR-22, non-owner, and motorcycle coverage. We find you the lowest rate for the coverage Texas law requires and your life demands.
Term, whole, and universal life insurance to protect your family's financial future. We compare carriers and structures to find the right fit for your situation.
Individual, family, and Medicare supplement plans from major Texas carriers including BCBS Texas, Humana, Aetna, and more. ACA-compliant options available.
From industry awards to elite designations — here's the verified track record behind every policy Sameer writes.
Inducted into TWFG's elite Million Dollar Club — awarded to branches recording $1M+ in annual premium production. One of only 16 agencies inducted network-wide that year out of 300+ branches.
Earned the ARM designation from the American Institute for Chartered Property and Casualty Underwriters — the gold standard credential in commercial risk management expertise.
Licensed Property & Casualty Agent in Texas since 2009 through Kaplan Financial. Over 16 consecutive years of active, compliant licensure serving Texas businesses and families.
National press-released author on PE-backed company insurance strategy — covering D&O, cyber, EPLI, and M&A-specific coverage gaps. Recognized expert in high-stakes commercial risk.
Officially authorized Mercury Insurance agent in Houston, TX — delivering competitive personal auto, home, condo, and renters insurance through one of Texas's top-rated personal lines carriers.
Operates both TWFG personal lines (agentpages.twfg.com) and TWFG Commercial (twfgcommercial.com) — a rare dual-platform operation covering the full spectrum from personal to complex commercial risk.
"When we had a minor incident on-site, I expected a headache. Instead, I got a call from TWFG checking on us before I even had the claim paperwork ready. It was surprisingly personal and handled fast."
"Clear policies. Fast responses. No upselling. Just solid commercial insurance that works. That's all I wanted, and that's exactly what I got."
"We've been insured through TWFG Khan for over three years. They've walked us through multiple policy adjustments as we expanded locations — always making sure we're covered without overpaying. They're not just our brokers, they're a core part of our growth team."
"When we had an unexpected inspection, TWFG didn't panic — they responded quickly, got our documents in order, and guided us through without a hiccup. It felt like having a calm friend who knows exactly what to do."
"I needed insurance for our armed security company and had already wasted weeks talking to firms that clearly didn't get it. TWFG Khan got everything sorted in a single call. Liability, employee injury — handled. It felt good working with people who know what they're doing."
"Efficient, knowledgeable, and friendly. They made getting insurance for my construction project a breeze."
"I thought getting insurance for my food truck would be a hassle, but TWFG made it as smooth as my best espresso shot. Didn't think I'd laugh during an insurance call. Five stars for keeping it professional and human."
"Starting my own business was overwhelming, but they provided the support I needed. They took the time to explain every aspect of my policy, ensuring I felt confident and protected. Their genuine care and professionalism are unmatched."
Getting covered — personal or commercial — should never be complicated. Here's what to expect.
Fill out our quick form or call Sameer directly. No lengthy applications — just a real conversation about what you need to protect.
We compare rates and coverage across our full network at no cost. You never pay for the shopping process — ever.
We present the best options clearly — explaining the real differences so you make a confident, informed decision.
Once you choose, we handle everything. Most policies active same day. COIs delivered in under 10 minutes.
We go beyond traditional brokers — delivering proactive, strategic support that keeps your business moving forward and your family protected.
Certificates of insurance delivered in under 10 minutes. Your operations and contracts never slow down waiting on paperwork.
ARM-certified risk management expertise combined with 20+ years of active field experience across personal and commercial lines.
Whether you operate locally in Houston or run international maritime and energy operations — we provide coverage that scales with you.
Expert solutions tailored for portfolio companies and investor-backed ventures — D&O, cyber, EPLI, and M&A-ready programs.
We know your industry inside-out — from maritime and oil & gas to construction, technology, healthcare, and armed security.
Your dedicated advisor — Sameer or team member — is always one call away. Real support, no call centers, 24/7 availability.
Personal or commercial — let us shop your policy for free. No commitment, no pressure. Just the best coverage available for your needs.